Jay and Lorraine Young have help thousands of homeowners with their financing. Jay has Managed and Originated home loans for more that 20 years. Together, Jay and Lorraine have served a wide variety of borrowers from the first time buyer to the community leader. Consider the Young Team whether purchasing or refinancing.

We put service first. Our loans are processed on site. Processing, underwriting, document drawing and funding are all done in our office. This control gives our clients confidence in closing their loans on time.

FHA and VA financing is becoming more popular with recent changes in loan limits and underwriting. Borrowers needing low down payments should ask us about these powerful financing tools.

We are familiar with virtually all of the special 1st time buyer programs offered by various governing agencies in the area.  In addition our branch is an authorized PERS and STRS lender offering special programs for State Employees and Teachers.